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MacDonnell Appraisals

UAD 3.6 Is Coming: What Lenders and Realtors Need to Know Before November 2

MacDonnell Appraisals graphic showing the UAD 3.6 appraisal report dashboard on a laptop screen, effective November 2, 2026, next to stacked Uniform Residential, condo, and small residential income appraisal report forms

If you’ve closed a conventional loan lately, you’ve probably heard the term UAD 3.6 floating around. Here’s the short version. Starting November 2, 2026, every new appraisal submitted to Fannie Mae or Freddie Mac has to use the new format. The mandate follows each report’s initial submission date to the Uniform Collateral Data Portal. Submit […]

Kansas City Housing Affordability: 24-Year Analysis

24.2% Payment-to-Income, 2023 Worst affordability in 24 years 10.9% Payment-to-Income, 2012 Most affordable year on record 2021 “Overpriced” Year Was actually historically cheap Kansas City housing affordability has changed dramatically over the past 24 years. Most Kansas City homeowners, when asked when housing was most expensive, point to 2023 or 2024. They’re right — but […]